The USSD code for Guaranty Trust Bank (GT Bank) is *737#. To Use it, dial the code using your mobile phone. It works with the Phone number registered with your account with the bank. With this code you can perform almost all banking operations as you would with your ATM card and internet banking.
Some banking operations you can do with *737# includes;
The revolution in the Telecommunications industry have
greatly improved the way banks operate. Gone are the days when you have to wait
hours at the bank to send and receive payments. You can easily make payments
using your debit/ credit cards and your mobile phone. Most business merchants
have upgraded their system to receive payments electronically. The banks keep
on improving their cashless policy schemes. So if you still keep a lot of cash
at hand, here are reasons why you should not do so.
High risk: The
risk of keeping lot of cash at hand is much higher than when kept at the bank as
it could get lost or stolen.
Paying Utility Bills: It is easier to pay utility bills by instructing your bank to debit your account electronically than going through the hassles of paying in cash.
Obtaining Loan or Mortgage: To obtain a loan or mortgage, you need a bank account to ensure steady automatic payments when due.
Handling large Payments: It is usually safer to handle large payment transactions electronically as the receiver won’t be able to deny in whole or part that payment was made.
Web Transactions: when doing web transactions on the internet,
it is impossible to use cash in hand, you will have to make use of your bank
account to transfer and receive payment electronically.
You do need cash at hand, but carrying a lot of it around is
unsafe and unnecessary.
Diamond bank mobile banking code is *426#. It can be used together with your phone number to transfer funds, check balance, buy airtime, change pin and much more. Your phone number must be the one registered with your bank account with Diamond bank. To use this code you must have opened a bank account with them. This type of mobile banking do not need internet to function; just your mobile phone number.
A savings account is the most basic type of account you can open. It allows you to deposit and withdraws funds as needed. Savings account pay you very little interest rates on funds deposited. You can’t use a basic savings account to receive cheque payments.
A domiciliary account is designed to help you easily carry out foreign exchange transactions. With Diamond bank domiciliary account, you can bank in the three major world currencies; US dollars, Euros and the British pound.
To apply for an open a domiciliary account as an individual with diamond bank you will need these:
A minimum of $100, or €100, or £100
A completed application form.
2 reference forms completed by individuals maintaining a current account in any Nigerian bank. For faster processing use current account holders with Diamond bank.
2 completed signature specimen card.
Means of identification; National ID card, International passport or Voters registration card.
2 recent passport photographs.
Evidence of residential address; PHCN Utility Bill, Tenancy agreement etc.