Banking

Vitamin A: An Overview.

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vitamin A foods

Vitamin A is a fat-soluble vitamin that is essential for various bodily functions, including maintaining healthy vision, supporting immune function, and promoting normal growth and development. It is a group of compounds that includes retinol, retinal, and retinoic acid.

Retinol is the most commonly known form of Vitamin A and is found in animal-based foods such as liver, eggs, and dairy products. It is also available in supplement form. Retinoids, such as retin-A, are derived from Vitamin A and are commonly used in skincare products to promote skin health.

Vitamin A plays a vital role in maintaining the health of the eyes, particularly in low-light conditions. It is also important for maintaining healthy skin, mucous membranes, and immune system function. Vitamin A deficiency can lead to a range of health problems, including night blindness, dry skin, and increased susceptibility to infections.

Sources of Vitamin A

Vitamin A can be obtained from both plant and animal sources. Here are some common sources of Vitamin A:

Animal sources: Liver, cod liver oil, egg yolks, milk, cheese, butter, and other dairy products.

Plant sources: Sweet potatoes, carrots, pumpkin, spinach, kale, collard greens, broccoli, cantaloupe, apricots, mangos, and papayas.

Fortified foods: Some foods are fortified with Vitamin A, such as cereal, oatmeal, and other breakfast foods.

Supplements: Vitamin A supplements are available in the form of capsules, tablets, and liquid drops.

It is important to note that excessive intake of Vitamin A from supplements or certain foods can be toxic and cause adverse effects. The recommended daily intake for Vitamin A varies depending on age, sex, and other factors, and it is best to consult with a healthcare provider before taking Vitamin A supplements.

Health Benefits of Vitamin A

Vitamin A has several health benefits that are essential for the proper functioning of the body. Some of the key benefits include:

Promotes healthy vision: Vitamin A is important for maintaining healthy eyesight, particularly in low-light conditions. It helps the eyes adjust to changes in light and is necessary for the production of rhodopsin, a pigment in the retina that helps detect light.

Supports immune function: Vitamin A plays a vital role in maintaining a healthy immune system. It helps the body fight infections by stimulating the production of white blood cells that combat harmful pathogens.

Maintains healthy skin: Vitamin A is important for maintaining healthy skin, as it supports the production of skin cells and helps keep the skin moisturized. It is also used in topical skincare products to treat acne and other skin conditions.

Promotes growth and development: Vitamin A is essential for the proper growth and development of the body, including bone growth and reproductive health.

Reduces inflammation: Vitamin A has anti-inflammatory properties that can help reduce inflammation throughout the body, which is important for maintaining overall health.

Overall, Vitamin A is essential for maintaining optimal health and should be consumed as part of a healthy and balanced diet. However, it is important to consume it in moderation, as excessive intake of Vitamin A can be toxic and lead to adverse effects.

GT Bank USSD Code and how to Use it.

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The USSD code for Guaranty Trust Bank (GT Bank) is *737#. To Use it, dial the code using your mobile phone. It works with the Phone number registered with your account with the bank. With this code you can perform almost all banking operations as you would with your ATM card and internet banking.

Some banking operations you can do with *737# includes;

check account balance

transfer funds

pay utility bills

open bank account

obtain loans

and much more.

Why keep a lot of cash at hand when you have a bank account

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Hand held cash

The revolution in the Telecommunications industry have greatly improved the way banks operate. Gone are the days when you have to wait hours at the bank to send and receive payments. You can easily make payments using your debit/ credit cards and your mobile phone. Most business merchants have upgraded their system to receive payments electronically. The banks keep on improving their cashless policy schemes. So if you still keep a lot of cash at hand, here are reasons why you should not do so.

High risk: The risk of keeping lot of cash at hand is much higher than when kept at the bank as it could get lost or stolen.

Paying Utility Bills:  It is easier to pay utility bills by instructing your bank to debit your account electronically than going through the hassles of paying in cash.

Obtaining Loan or Mortgage: To obtain a loan or mortgage, you need a bank account to ensure steady automatic payments when due.

Handling large Payments: It is usually safer to handle large payment transactions electronically as the receiver won’t be able to deny in whole or part that payment was made.

Web Transactions:  when doing web transactions on the internet, it is impossible to use cash in hand, you will have to make use of your bank account to transfer and receive payment electronically.

You do need cash at hand, but carrying a lot of it around is unsafe and unnecessary.

Diamond Banking Mobile Banking Code and how to use it.

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Diamond bank mobile banking code is *426#.  It can be used together with your phone number to transfer funds, check balance, buy airtime, change pin and much more. Your phone number must be the one registered with your bank account with Diamond bank. To use this code you must have opened a bank account with them. This type of mobile banking do not need internet to function; just your mobile phone number.

How to use Diamond bank mobile bank code

To register/activate *426#. For your account, follow these steps;

  1. Dial *426# with your registered phone number with the bank.
  2. Enter the last six numbers of your ATM card.
  3. Enter your diamond bank account number.
  4. Create a 4 digit pin to use for your mobile bank transactions.

To change pin

  1. Dial *426*0#.
  2. Enter the last six numbers of your ATM card & account number.
  3. At the Prompt, change PIN

To check account balance

  1. Dial *426*00#
  2. Select account number
  3. Receive account balance through sms.

To request for debit card

  1. Dial *426#
  2. Selected card request.
  3. Select account number.
  4. Selected /confirm pickup location.
  5. Authenticate transaction with your PIN.

To transfer funds to Diamond bank account or other bank account

  1. Dial *426*AMOUNT*NUBAN Account Number# (e.g.: *426*5000*3204516745#).
  2. Confirm transaction with your PIN.

To buy airtime:

(Load phone number registered with bank)

  1. Dial *426*Amount# (e.g.: *426*1000#)

(Load other phone numbers)

  1. dial *426*Amount*Phone Number#. (e.g. *426*2000*08054878626)

Requirements for Opening a Current Account with Diamond bank.

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(Requirements also similar to other Nigerian Banks)

What is Current Account?

A current account is an account that allows you to deposit or receive payments using cheques. It is an account that is best suited for regular transactions.

What you need to open a current account with diamond bank

  1. ₦5000 (opening balance).
  2. Completed application form, you can download it HERE.
  3. 2 completed reference forms. (Must be current account holders).
  4. 2 signature specimen cards.
  5. Valid identification i.e voters card, international passport, driver’s license.
  6. 2 passport photo. (recent)
  7. Proof of address i.e. electricity bill, tenancy agreement.

See opening of savings account 

See opening of domiciliary account

Benefits of opening a current account with diamond bank

  1. Zero operating balance.
  2. No monthly fees.

Requirements for opening a Savings Account with Diamond Bank.

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What is a Saving Account?

A savings account is the most basic type of account you can open. It allows you to deposit and withdraws funds as needed. Savings account pay you very little interest rates on funds deposited. You can’t use a basic savings account to receive cheque payments.

What you need to open a saving account (Diamond bank).

(Similar to other Nigerian banks)

  1. ₦1000
  2. One completed application form. You can click HERE to download or visit Diamond Bank Website.
  3. Valid identification; voter’s card, driver’s license, international passport.
  4. Proof of address; electricity bill, tenancy receipts etc.
  5. One passport photo

See HERE for requirements to open a Domiciliary account

Benefits when you open a savings account with Diamond bank.

(Similar to other Nigerian banks)

  1. Internet, mobile and telephone banking.
  2. Debit card ( for local ATM deposit/withdrawals and online payments)