Samsung Galaxy Z Fold 4 Specifications

The Samsung Galaxy Z Fold 4 is the best folded phone till date. It’s like a mini PC in your pocket with advanced multitasking capabilities. It’s a stylus pen enabled phone sold separately. Its camera features gives the IPhone 13 Pro Max a run for its money. If you don’t mind it’s slightly bigger size, and a phone that gives you more convenience when working with applications, then the Galaxy Z Fold 4 is for you.

Samsung Galaxy  Z Fold 4 Specifications

Price:    $1,799

Inner display:     7.6 inches AMOLED (120Hz, 2176 x 1812)

Outer display:     6.2 inches AMOLED (120Hz, 2316 x 904)

CPU:    Snapdragon 8 Plus Gen 1

RAM :    12GB

Storage:    256GB, 512GB, 1TB

Wide camera:     50MP (f/1.8, Pixel size: 1.0μm, FOV: 85 ̊)

Ultra-wide camera:    12MP (f/2.2, Pixel size: 1.12μm, FOV: 123 ̊)

Telephoto camera:    10MP (f/2.4, Pixel size: 1.0μm, 3x optical zoom, 30x Space Zoom

Cover camera :    10MP (f/2.2, Pixel size: 1.22μm, FOV: 85 ̊)

Under-display camera:    4MP (f/1.8, Pixel size: 2.0μm, FOV: 80 ̊)

Battery:    4,400 mAh

Charging:    25W (0 to 50% in 30 mins)

Size closed:    6.1 x 2.6 x 0.55-0.62 inches

Size open:    6.1 x 5.1 x 0.21 inches

Weight:    9.28 ounces

Colors    : Graygreen, Phantom Black, Beige, Burgundy (Samsung.com only

Simple Business Maths, Profit and Loss

In any business that you are doing, what should matter to you is whether you are making a profit or loss overall.You can know if your business is making a profit or loss with this simple formula.

Selling Price – Cost Price = Profit / Loss.

A positive answer leads to profit and a negative answer gives a loss.The cost price means the amount you purchased the goods while the selling price is the amount you sold the goods

Profit / loss Example

Lets say you brought a cartoon of milk for $5000, and you sold it for $5250, then; Cost price = $5000,

Selling price= $5250. Selling price – Cost Price = $5250 – $5000 = $250.

So you have made a profit of $250.If however, the cost price was $5000, and the selling price was $4750 then you have made a loss of $250.i.e $4750 – $5000 = -$250

Net Profit / Loss.

It is not always possible to make profit on each and every good sold. A business will survive if total profits made are significantly greater than total losses made. So,

Total profits – Total losses = Net Profit / Loss.

If the answer from the above formula gives a positive value, then you have made a profit overall, otherwise, you have made a loss overall.It’s a good sign if your business experiences regular cash flow, but is this cash flow leading to an overall profit, or loss within a specified period? Always be ready to do the maths as these will determine if the business will survive and grow or if it will struggle and then die.

Capital & operational cost.

Capital cost

This is the cost of setting up your business. For instance if you were going to set up a shoe selling business, then your capital cost may include the cost of setting up the shoe shop and the cost of purchasing the shoes at wholesale prices.

Operational cost:

Refers to day to day cost of running your business. i.e. transportation, fuel, electricity, internet, feeding etc. Over time if you are making significant profit from your business, you should be able to not only pay off daily operational cost, but also the capital cost within the specified period.

Feasibility studies.

It’s always a good idea to do some feasibility studies before embarking on a business journey. Things you should consider include:

The location you intend to put your business,

Capital and operational costs

Man power

Your own skills and abilities.

Tax.

Risks involved etc.

Example: let’s say you what to expand your existing business to a new location, to rent a shop for the business will cost $5000 monthly, and feasibility studies have shown that you can make up to $200 profit daily, should you go ahead ?

Doing the maths you will see that in a month you should make around $200 x 30 = $6000, This means a net profit of around $1000 monthly ($6000 – $5000). This is worth trying out since there is always room for improvement.

Tips for being successful in business

Be disciplined in keeping record of all cash flow relating to the business, and do the profit/loss maths.

Don’t over borrow to finance your business.

Always be nice to all categories of your customers at all times.

Advertise your business.

Pay your tax regularly.

Properly register your business with the relevant agencies ( if necessary) and cooperate with the local people / unions.

Hire only people that will help your business.

Be long-suffering; starting up and growing a business takes time and dedication.

Save/ invest some of your profits.

Put your trust in God.

Samsung Galaxy S 22

The Samsung Galaxy S22 is the lite version of the Galaxy S 22 Ultra. This version doesn’t come with an S pen and other premium features of the S 22 ultra but it’s still one of Android’s best phones presently. It is powered by the snapdragon 8, the same CPU that powers Samsung’s flagship phones including the S22 ultra. Its camera quality, performance and gaming abilities are excellent. Equipped with 8GB of RAM, it can easily handle any task you put it through.

Samsung Galaxy S 22 Ultra

Samsung Galaxy S 22 Specifications

Starting price: $799

Screen size: 6.1-inch AMOLED (2340 x 1080)

Refresh rate: 48Hz – 120Hz (adaptive)

CPU: Snapdragon 8 Gen 1 (US); Exynos 2200 (UK)

RAM: 8GB

Storage: 128GB, 256GB

Rear cameras: 50MP wide (f/1.8); 12MP ultrawide (f/2.2); 10MP telephoto (f/2.4) with 3x optical zoom

Front camera: 10MP (f/2.2)

Battery size: 3.700 mAh

Battery life (Hrs:Mins): 7:52

Size: 5.7 x 2.8 x 0.3 inches

Weight: 5.9 ounces

Colors: Phantom Black, Phantom White, Green, Pink Gold, Bora Purple

iPhone SE 2022 Specifications

iPhone SE 2022

iPhone SE (2022) is regarded as the best small phone currently. Powered by the A15 Bionic CPU, it rivals some of the best Android flagships. Its picture quality is premium. The phone is like a small beast in your pocket. If you are a fan of small phones, then the iPhone SE (2022) is good for you.

iPhone SE (2022) Specifications

Starting price: $429

Display: 4.7-inch LCD (1344 x 750)

CPU: A15 Bionic

Storage: 64GB, 128GB, 256GB

Rear cameras: 12MP (f/1.8)

Front camera: 7MP (f/2.2)

Size 5.45 x 2.65 x 0.29 inches

Weight: 5 ounces

Colors: Midnight, Starlight, (PRODUCT)RED

English Premier League round up. (Match day 1 2022/23)

A new premier league season has started. How has your team performed?

Crystal palace vs Arsenal (0-2)

Great play, good win for Arsenal and a good start. More of the same this season. Title contenders ?

Man united vs Brighton ( 1-2)

Shambolic defending from united, did not turn up, Brighton deserved win

WestHam bs Man City (0-2)

Man City still the team to beat this season,  an easy  away win for them.

Leicester city vs Brentford (2-2)

Leicester city lost 2 goal lead later on in the second half, what a disappointment.

Fulham vs Liverpool (2-2)

Determined Fulham could only earn a draw

Liverpool were lucky. 

AFC Bournemouth vs Aston villa (2-0)

Aston Villa couldn’t get anything out of this game to matter how they tried.

Bournemouth disserved winners

Leeds united vs Wolves (2-1)

Leeds come from a goal down to win 2-1, thanks to an Wolves own goal deep into the second half

Newcastle United vs Nottingham forest (2-0)

Newcastle dominated the game from start to finish, deserved 2-0 winners. A team to watch this season.

Tottenham Hotspur vs Southampton (4-1)

Spurs statement of intent this season with demolition  of Southampton.  They are top of the league on match day one.We shall see how it goes.

Everton vs Chelsea (0-1)

Chelsea beat Everton this time around. Good play from them, could do better as the season progresses

Premier league table after match day 1

Full English Premier League Fixtures for Season 2022/23

The full fixtures for the English Premier League Season, 2022/2023 have been released. All times in the UK. Please note that the fixtures may be subject to change.

English Premier League 2022/2023 fixtures

Friday 5 August

20:00 Crystal Palace v Arsenal

Saturday 6 August

12:30 Fulham v Liverpool

AFC Bournemouth v Aston Villa

Leeds v Wolves

Newcastle v Nottingham Forest

Spurs v Southampton

17:30 Everton v Chelsea

Sunday 7 August

14:00 Leicester v Brentford

14:00 Man Utd v Brighton

16:30 West Ham v Man City

Saturday 13 August

12:30 Aston Villa v Everton

Arsenal v Leicester

Brighton v Newcastle

Man City v AFC Bournemouth

Southampton v Leeds

Wolves v Fulham

17:30 Brentford v Man Utd

Sunday 14 August

14:00 Nottingham Forest v West Ham

16:30 Chelsea v Spurs

Monday 15 August

20:00 Liverpool v Crystal Palace

Saturday 20 August

12:30 Spurs v Wolves

Crystal Palace v Aston Villa

Everton v Nottingham Forest

Fulham v Brentford

Leicester v Southampton

17:30 AFC Bournemouth v Arsenal

Sunday 21 August

14:00 Leeds v Chelsea

14:00 West Ham v Brighton

16:30 Newcastle v Man City

Monday 22 August

20:00 Man Utd v Liverpool

Saturday 27 August

12:30 Southampton v Man Utd

Brentford v Everton

Brighton v Leeds

Chelsea v Leicester

Liverpool v AFC Bournemouth

Man City v Crystal Palace

17:30 Arsenal v Fulham

Sunday 28 August

14:00 Aston Villa v West Ham

14:00 Wolves v Newcastle

16:30 Nottingham Forest v Spurs

Tuesday 30 August

19:30 Crystal Palace v Brentford

19:30 Fulham v Brighton

19:45 Southampton v Chelsea

20:00 Leeds v Everton

Wednesday 31 August

19:30 AFC Bournemouth v Wolves

19:30 Arsenal v Aston Villa

19:30 Man City v Nottingham Forest

19:45 West Ham v Spurs

20:00 Liverpool v Newcastle

Thursday 1 September

20:00 Leicester v Man Utd

Saturday 3 September

12:30 Everton v Liverpool

Brentford v Leeds

Newcastle v Crystal Palace

Nottingham Forest v AFC Bournemouth

Spurs v Fulham

Wolves v Southampton

17:30 Aston Villa v Man City

Sunday 4 September

14:00 Chelsea v West Ham

14:00 Brighton v Leicester

16:30 Man Utd v Arsenal

Saturday 10 September

12:30 Fulham v Chelsea

AFC Bournemouth v Brighton

Leicester v Aston Villa

Liverpool v Wolves

Southampton v Brentford

17:30 Man City v Spurs

Sunday 11 September

14:00 Arsenal v Everton

14:00 West Ham v Newcastle

16:30 Crystal Palace v Man Utd

Monday 12 September

20:00 Leeds v Nottingham Forest

Friday 16 September

20:00 Nottingham Forest v Fulham

Saturday 17 September

12:30 Wolves v Man City

Aston Villa v Southampton

Brighton v Crystal Palace

Everton v West Ham

Newcastle v AFC Bournemouth

17:30 Spurs v Leicester

Sunday 18 September

14:00 Brentford v Arsenal

14:00 Man Utd v Leeds

16:30 Chelsea v Liverpool

Saturday 1 October

12:30 Arsenal v Spurs

17:30 West Ham v Wolves  

Crystal Palace v Chelsea

Fulham v Newcastle

Liverpool v Brighton

Southampton v Everton

Sunday 2 October

14:00/16.30 TBC Leeds v Aston Villa

14:00/16.30 TBC Man City v Man Utd

Monday 3 October

20:00 Leicester v Nott’m Forest

Saturday 8 October

AFC Bournemouth v Leicester

Chelsea v Wolves

Man City v Southampton

Newcastle v Brentford

West Ham v Fulham

17:30 Brighton v Spurs

Sunday 9 October

14:00 Crystal Palace v Leeds 

16:30 Arsenal v Liverpool 

19:00 Everton v Man Utd

Monday 10 October

20:00 Nottingham Forest v Aston Villa

Friday 14 October

20:00 Brentford v Brighton

Saturday 15 October

12:30 Leicester v Crystal Palace

Fulham v AFC Bournemouth

Southampton v West Ham

Wolves v Nottingham Forest

17:30 Spurs v Everton

Sunday 16 October

14:00 Aston Villa v Chelsea 

14:00 Leeds v Arsenal

14:00 Man Utd v Newcastle

16:30 Liverpool v Man City

Tuesday 18 October

19:30 Brighton v Nottingham Forest (Prime Video)

19:30 Crystal Palace v Wolves (Prime Video)*

20:15 AFC Bournemouth v Southampton (Prime Video)**

*Moving to 20:15 if BOUSOU moves to 19 Oct

**Moving to 19 Oct 19:30 if SOUWHU moves to 16 Oct because West Ham reach UECL group stage

Wednesday 19 October

19:30 Liverpool v West Ham (Prime Video)

19:30 Newcastle v Everton (Prime Video)

20:15 Man Utd v Spurs (Prime Video)

Thursday 20 October

19:30 Brentford v Chelsea (Prime Video)*

19:30 Fulham v Aston Villa (Prime Video)

19:30 Leicester v Leeds (Prime Video)**

20:15 Arsenal v Man City (Prime Video)***

*Moving to 19 Oct 19:30 if Chelsea play in UCL on 25 Oct

** Moving to 20:15 if ARSMCI & BRECHE move to 19 Oct

***Moving to 19 Oct 19:30 if Man City play in UCL on 25 Oct

Saturday 22 October

12:30 Nottingham Forest v Liverpool

Everton v Crystal Palace

17:30 Spurs v Newcastle

Sunday 23 October

14:00 Aston Villa v Brentford

14:00 Leeds v Fulham

14:00 Man City v Brighton*

14:00 Wolves v Leicester**

14:00 Southampton v Arsenal (Sky Sports)

16:30 Chelsea v Man Utd (Sky Sports)**

*Will move to 22 Oct if City play in UCL on 25 Oct

**Subject to Chelsea’s UCL participation on 25 Oct

Monday 24 October

20:00 West Ham v AFC Bournemouth

Saturday 29 October

12:30 Leicester v Man City

AFC Bournemouth v Spurs

Arsenal v Nottingham Forest

Brentford v Wolves

Brighton v Chelsea

Crystal Palace v Southampton

Liverpool v Leeds

Man Utd v West Ham

Newcastle v Aston Villa

17:30 Fulham v Everton

*GMT starts

Sunday 30 October

14:00 Arsenal v Nott’m Forest

14:00 Liverpool v Leeds*

16:30 Man Utd v West Ham 

*Subject to Liverpool UCL participation on 1 Nov

Saturday 5 November

Aston Villa v Man Utd

Chelsea v Arsenal

Everton v Leicester

Leeds v AFC Bournemouth

Man City v Fulham

Nottingham Forest v Brentford

Southampton v Newcastle

Spurs v Liverpool

West Ham v Crystal Palace

Wolves v Brighton

Saturday 12 November

AFC Bournemouth v Everton

Brighton v Aston Villa

Fulham v Man Utd

Liverpool v Southampton

Man City v Brentford

Newcastle v Chelsea

Nottingham Forest v Crystal Palace

Spurs v Leeds

West Ham v Leicester

Wolves v Arsenal

Monday 26 December

Arsenal v West Ham

Aston Villa v Liverpool

Brentford v Spurs

Chelsea v AFC Bournemouth

Crystal Palace v Fulham

Everton v Wolves

Leeds v Man City

Leicester v Newcastle

Man Utd v Nottingham Forest

Southampton v Brighton

Saturday 31 December

AFC Bournemouth v Crystal Palace

Brighton v Arsenal

Fulham v Southampton

Liverpool v Leicester

Man City v Everton

Newcastle v Leeds

Nottingham Forest v Chelsea

Spurs v Aston Villa

West Ham v Brentford

Wolves v Man Utd

Monday 2 January

Arsenal v Newcastle

Aston Villa v Wolves

Brentford v Liverpool

Chelsea v Man City

Crystal Palace v Spurs

Everton v Brighton

Leeds v West Ham

Leicester v Fulham

Man Utd v AFC Bournemouth

Southampton v Nottingham Forest

Saturday 14 January

Aston Villa v Leeds

Brentford v AFC Bournemouth

Brighton v Liverpool

Chelsea v Crystal Palace

Everton v Southampton

Man Utd v Man City

Newcastle v Fulham

Nottingham Forest v Leicester

Spurs v Arsenal

Wolves v West Ham

Saturday 21 January

AFC Bournemouth v Nottingham Forest

Arsenal v Man Utd

Crystal Palace v Newcastle

Fulham v Spurs

Leeds v Brentford

Leicester v Brighton

Liverpool v Chelsea

Man City v Wolves

Southampton v Aston Villa

West Ham v Everton

Saturday 4 February

Aston Villa v Leicester

Brentford v Southampton

Brighton v AFC Bournemouth

Chelsea v Fulham

Everton v Arsenal

Man Utd v Crystal Palace

Newcastle v West Ham

Nottingham Forest v Leeds

Spurs v Man City

Wolves v Liverpool

Saturday 11 February

AFC Bournemouth v Newcastle

Arsenal v Brentford

Crystal Palace v Brighton

Fulham v Nottingham Forest

Leeds v Man Utd

Leicester v Spurs

Liverpool v Everton

Man City v Aston Villa

Southampton v Wolves

West Ham v Chelsea

Saturday 18 February

Aston Villa v Arsenal

Brentford v Crystal Palace

Brighton v Fulham

Chelsea v Southampton

Everton v Leeds

Man Utd v Leicester

Newcastle v Liverpool

Nottingham Forest v Man City

Spurs v West Ham

Wolves v AFC Bournemouth

Saturday 25 February

AFC Bournemouth v Man City

Crystal Palace v Liverpool

Everton v Aston Villa

Fulham v Wolves

Leeds v Southampton

Leicester v Arsenal

Man Utd v Brentford

Newcastle v Brighton

Spurs v Chelsea

West Ham v Nottingham Forest

Saturday 4 March

Arsenal v AFC Bournemouth

Aston Villa v Crystal Palace

Brentford v Fulham

Brighton v West Ham

Chelsea v Leeds

Liverpool v Man Utd

Man City v Newcastle

Nottingham Forest v Everton

Southampton v Leicester

Wolves v Spurs 

Saturday 11 March

AFC Bournemouth v Liverpool

Crystal Palace v Man City

Everton v Brentford

Fulham v Arsenal

Leeds v Brighton

Leicester v Chelsea

Man Utd v Southampton

Newcastle v Wolves

Spurs v Nottingham Forest

West Ham v Aston Villa

Saturday 18 March

Arsenal v Crystal Palace

Aston Villa v AFC Bournemouth

Brentford v Leicester

Brighton v Man Utd

Chelsea v Everton

Liverpool v Fulham

Man City v West Ham

Nottingham Forest v Newcastle

Southampton v Spurs

Wolves v Leeds

Saturday 1 April

AFC Bournemouth v Fulham

Arsenal v Leeds

Brighton v Brentford

Chelsea v Aston Villa

Crystal Palace v Leicester

Everton v Spurs

Man City v Liverpool

Newcastle v Man Utd

Nottingham Forest v Wolves

West Ham v Southampton

Saturday 8 April

Aston Villa v Nottingham Forest

Brentford v Newcastle

Fulham v West Ham

Leeds v Crystal Palace

Leicester v AFC Bournemouth

Liverpool v Arsenal

Man Utd v Everton

Southampton v Man City

Spurs v Brighton

Wolves v Chelsea

Saturday 15 April

Aston Villa v Newcastle

Chelsea v Brighton

Everton v Fulham

Leeds v Liverpool

Man City v Leicester

Nottingham Forest v Man Utd

Southampton v Crystal Palace

Spurs v AFC Bournemouth

West Ham v Arsenal

Wolves v Brentford

Saturday 22 April

AFC Bournemouth v West Ham

Arsenal v Southampton

Brentford v Aston Villa

Brighton v Man City

Crystal Palace v Everton

Fulham v Leeds

Leicester v Wolves

Liverpool v Nottingham Forest

Man Utd v Chelsea

Newcastle v Spurs

Tuesday 25 April

19:45 Everton v Newcastle

19:45 Leeds v Leicester

19:45 Nottingham Forest v Brighton

19:45 Spurs v Man Utd

19:45 West Ham v Liverpool

19:45 Wolves v Crystal Palace

20:00 Aston Villa v Fulham

Wednesday 26 April

19:45 Chelsea v Brentford

19:45 Southampton v AFC Bournemouth

20:00 Man City v Arsenal

Saturday 29 April

AFC Bournemouth v Leeds

Arsenal v Chelsea

Brentford v Nottingham Forest

Brighton v Wolves

Crystal Palace v West Ham

Fulham v Man City

Leicester v Everton

Liverpool v Spurs

Man Utd v Aston Villa

Newcastle v Southampton

Saturday 6 May

AFC Bournemouth v Chelsea

Brighton v Everton

Fulham v Leicester

Liverpool v Brentford

Man City v Leeds

Newcastle v Arsenal

Nottingham Forest v Southampton

Spurs v Crystal Palace

West Ham v Man Utd

Wolves v Aston Villa

Saturday 13 May

Arsenal v Brighton

Aston Villa v Spurs

Brentford v West Ham

Chelsea v Nottingham Forest

Crystal Palace v AFC Bournemouth

Everton v Man City

Leeds v Newcastle

Leicester v Liverpool

Man Utd v Wolves

Southampton v Fulham

Saturday 20 May

AFC Bournemouth v Man Utd

Brighton v Southampton

Fulham v Crystal Palace

Liverpool v Aston Villa

Man City v Chelsea

Newcastle v Leicester

Nottingham Forest v Arsenal

Spurs v Brentford

West Ham v Leeds

Wolves v Everton

Sunday 28 May

16:00 Arsenal v Wolves

16:00 Aston Villa v Brighton

16:00 Brentford v Man City

16:00 Chelsea v Newcastle

16:00 Crystal Palace v Nottingham Forest

16:00 Everton v AFC Bournemouth

16:00 Leeds v Spurs

16:00 Leicester v West Ham

16:00 Man Utd v Fulham

16:00 Southampton v Liverpool