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English Premier League Match Day 3 Review

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Tottenham Hotspur vs Wolverhampton Wanderers. 1-0

I don’t think spurs deserved to win this game, but Conte is getting the results and that is what matters now. Another 3 points for them, nice win.

Crystal Palace vs Aston Villa. 3-1

After Villa Scored the first goal early on, it became their curse. Crystal Palace were ruthless in attack thanks to Wilfried Zaha’s brace, Game was done and dusted by the 71st minute. Aston Villa were simply not good enough.

Everton vs Nottingham Forest. 1-1

Everton are having problems, and Lampard’s job will soon be on the line if things don’t improve. Nottingham Forest fully deserved their draw in fact they should have won, but for lack of experience.

Fulham vs Brentford 3-2

Five goal thriller, what a game. Brentford came from 2 goals down, but it wasn’t enough. Fulham get their first 3 points of the season and into the champions league places.

Leicester City vs Southampton 1-2

A Thrilling encounter, Leicester City drew first blood, but a fine and complete comeback earned Southampton all 3 points. City’s poor form continues.

AFC Bournemouth vs Arsenal 0-3

Inform Arsenal simply outran Bournemouth. They are now topnof the table and they mean business.

Leeds United vs Chelsea. 3-0

Dismal performance from Chelsea Started by their goal keeper. After their disallowed first goal, it was all Leeds United. Chelsea’s weaknesses have been exposed, what next. Nice win for Leeds, they never gave Chelsea any breathing space. Leeds United up to 3rd on the table with 7 points.

WestHam United vs Brighton & Hove Albion. 0-2

Not WestHam’s day, the didn’t do enough to breakdown their opponents. Nice counter from the Brighton’s that lead to the second goal. Disciplined play from them too.

Newcastle vs Manchester City. 3-3

Brilliant play from Newcastle in this six goal thriller. Manchester City had to do the hard work of playing catch-up. Newcastle will be a team to watch out for this season. Draw for City means Arsenal will top the table after the conclusion of matchday 3.

Manchester United vs Liverpool 2-1

Derbies don’t disappoint, and this game wasn’t an exception. Manchester United may have lost their opening matches of the season coming to this one and they put up a fantastic show to win it. The morale is high in the United camp now. Game on

Samsung Galaxy Z Fold 4 Specifications

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The Samsung Galaxy Z Fold 4 is the best folded phone till date. It’s like a mini PC in your pocket with advanced multitasking capabilities. It’s a stylus pen enabled phone sold separately. Its camera features gives the IPhone 13 Pro Max a run for its money. If you don’t mind it’s slightly bigger size, and a phone that gives you more convenience when working with applications, then the Galaxy Z Fold 4 is for you.

Samsung Galaxy  Z Fold 4 Specifications

Price:    $1,799

Inner display:     7.6 inches AMOLED (120Hz, 2176 x 1812)

Outer display:     6.2 inches AMOLED (120Hz, 2316 x 904)

CPU:    Snapdragon 8 Plus Gen 1

RAM :    12GB

Storage:    256GB, 512GB, 1TB

Wide camera:     50MP (f/1.8, Pixel size: 1.0μm, FOV: 85 ̊)

Ultra-wide camera:    12MP (f/2.2, Pixel size: 1.12μm, FOV: 123 ̊)

Telephoto camera:    10MP (f/2.4, Pixel size: 1.0μm, 3x optical zoom, 30x Space Zoom

Cover camera :    10MP (f/2.2, Pixel size: 1.22μm, FOV: 85 ̊)

Under-display camera:    4MP (f/1.8, Pixel size: 2.0μm, FOV: 80 ̊)

Battery:    4,400 mAh

Charging:    25W (0 to 50% in 30 mins)

Size closed:    6.1 x 2.6 x 0.55-0.62 inches

Size open:    6.1 x 5.1 x 0.21 inches

Weight:    9.28 ounces

Colors    : Graygreen, Phantom Black, Beige, Burgundy (Samsung.com only

Simple Business Maths, Profit and Loss

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In any business that you are doing, what should matter to you is whether you are making a profit or loss overall.You can know if your business is making a profit or loss with this simple formula.

Selling Price – Cost Price = Profit / Loss.

A positive answer leads to profit and a negative answer gives a loss.The cost price means the amount you purchased the goods while the selling price is the amount you sold the goods

Profit / loss Example

Lets say you brought a cartoon of milk for $5000, and you sold it for $5250, then; Cost price = $5000,

Selling price= $5250. Selling price – Cost Price = $5250 – $5000 = $250.

So you have made a profit of $250.If however, the cost price was $5000, and the selling price was $4750 then you have made a loss of $250.i.e $4750 – $5000 = -$250

Net Profit / Loss.

It is not always possible to make profit on each and every good sold. A business will survive if total profits made are significantly greater than total losses made. So,

Total profits – Total losses = Net Profit / Loss.

If the answer from the above formula gives a positive value, then you have made a profit overall, otherwise, you have made a loss overall.It’s a good sign if your business experiences regular cash flow, but is this cash flow leading to an overall profit, or loss within a specified period? Always be ready to do the maths as these will determine if the business will survive and grow or if it will struggle and then die.

Capital & operational cost.

Capital cost

This is the cost of setting up your business. For instance if you were going to set up a shoe selling business, then your capital cost may include the cost of setting up the shoe shop and the cost of purchasing the shoes at wholesale prices.

Operational cost:

Refers to day to day cost of running your business. i.e. transportation, fuel, electricity, internet, feeding etc. Over time if you are making significant profit from your business, you should be able to not only pay off daily operational cost, but also the capital cost within the specified period.

Feasibility studies.

It’s always a good idea to do some feasibility studies before embarking on a business journey. Things you should consider include:

The location you intend to put your business,

Capital and operational costs

Man power

Your own skills and abilities.

Tax.

Risks involved etc.

Example: let’s say you what to expand your existing business to a new location, to rent a shop for the business will cost $5000 monthly, and feasibility studies have shown that you can make up to $200 profit daily, should you go ahead ?

Doing the maths you will see that in a month you should make around $200 x 30 = $6000, This means a net profit of around $1000 monthly ($6000 – $5000). This is worth trying out since there is always room for improvement.

Tips for being successful in business

Be disciplined in keeping record of all cash flow relating to the business, and do the profit/loss maths.

Don’t over borrow to finance your business.

Always be nice to all categories of your customers at all times.

Advertise your business.

Pay your tax regularly.

Properly register your business with the relevant agencies ( if necessary) and cooperate with the local people / unions.

Hire only people that will help your business.

Be long-suffering; starting up and growing a business takes time and dedication.

Save/ invest some of your profits.

Put your trust in God.

Samsung Galaxy S 22

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The Samsung Galaxy S22 is the lite version of the Galaxy S 22 Ultra. This version doesn’t come with an S pen and other premium features of the S 22 ultra but it’s still one of Android’s best phones presently. It is powered by the snapdragon 8, the same CPU that powers Samsung’s flagship phones including the S22 ultra. Its camera quality, performance and gaming abilities are excellent. Equipped with 8GB of RAM, it can easily handle any task you put it through.

Samsung Galaxy S 22 Ultra

Samsung Galaxy S 22 Specifications

Starting price: $799

Screen size: 6.1-inch AMOLED (2340 x 1080)

Refresh rate: 48Hz – 120Hz (adaptive)

CPU: Snapdragon 8 Gen 1 (US); Exynos 2200 (UK)

RAM: 8GB

Storage: 128GB, 256GB

Rear cameras: 50MP wide (f/1.8); 12MP ultrawide (f/2.2); 10MP telephoto (f/2.4) with 3x optical zoom

Front camera: 10MP (f/2.2)

Battery size: 3.700 mAh

Battery life (Hrs:Mins): 7:52

Size: 5.7 x 2.8 x 0.3 inches

Weight: 5.9 ounces

Colors: Phantom Black, Phantom White, Green, Pink Gold, Bora Purple

iPhone SE 2022 Specifications

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iPhone SE 2022

iPhone SE (2022) is regarded as the best small phone currently. Powered by the A15 Bionic CPU, it rivals some of the best Android flagships. Its picture quality is premium. The phone is like a small beast in your pocket. If you are a fan of small phones, then the iPhone SE (2022) is good for you.

iPhone SE (2022) Specifications

Starting price: $429

Display: 4.7-inch LCD (1344 x 750)

CPU: A15 Bionic

Storage: 64GB, 128GB, 256GB

Rear cameras: 12MP (f/1.8)

Front camera: 7MP (f/2.2)

Size 5.45 x 2.65 x 0.29 inches

Weight: 5 ounces

Colors: Midnight, Starlight, (PRODUCT)RED

English Premier League round up. (Match day 1 2022/23)

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A new premier league season has started. How has your team performed?

Crystal palace vs Arsenal (0-2)

Great play, good win for Arsenal and a good start. More of the same this season. Title contenders ?

Man united vs Brighton ( 1-2)

Shambolic defending from united, did not turn up, Brighton deserved win

WestHam bs Man City (0-2)

Man City still the team to beat this season,  an easy  away win for them.

Leicester city vs Brentford (2-2)

Leicester city lost 2 goal lead later on in the second half, what a disappointment.

Fulham vs Liverpool (2-2)

Determined Fulham could only earn a draw

Liverpool were lucky. 

AFC Bournemouth vs Aston villa (2-0)

Aston Villa couldn’t get anything out of this game to matter how they tried.

Bournemouth disserved winners

Leeds united vs Wolves (2-1)

Leeds come from a goal down to win 2-1, thanks to an Wolves own goal deep into the second half

Newcastle United vs Nottingham forest (2-0)

Newcastle dominated the game from start to finish, deserved 2-0 winners. A team to watch this season.

Tottenham Hotspur vs Southampton (4-1)

Spurs statement of intent this season with demolition  of Southampton.  They are top of the league on match day one.We shall see how it goes.

Everton vs Chelsea (0-1)

Chelsea beat Everton this time around. Good play from them, could do better as the season progresses

Premier league table after match day 1